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Double indemnity is a clause commonly found in life insurance and accident policies. It is a form of life insurance that requires insurance companies to pay up to double the face value of a policy to the beneficiary if the policyholder dies of accidental causes. As a result, grieving families can be provided with a range of benefits after the unexpected loss of a loved one. What Qualifies as an Accidental Death? To qualify for double indemnity...

A deposition is a legal tool used to take a witness’s testimony under oath before trial. During a deposition, lawyers for each side ask questions to establish and discover relevant facts to a personal injury case. In other words, depositions help provide a complete understanding of what occurred and who was involved. Deposition Basics Depositions are critical to the discovery phase of a personal injury case, which is when the parties obtain and share the information they...

High Occupancy Vehicle (HOV) lanes in Nevada, commonly referred to as carpool lanes, are meant to reduce congestion and commuting times. Vehicles are only allowed to travel HOV lanes when two or more people are in a car unless the vehicle is a motorcycle, bus, or emergency vehicle. Violating the carpool law can subject a driver to a fine of at least $250 and adds four demerit points to their driver’s license. In Las Vegas, the penalty...

If you are dealing with a legal issue, you may be wondering if you are able to deduct lawyers fees from your taxable income. In some cases, you can, but unfortunately, there are many types of personal legal fees that are not tax deductible. Legal Fees That Are Deductible Legal fees may be deductible in the following instances, regardless of whether you pursued a case and won. Whistleblower claims (if the IRS grants a whistleblower award). Unlawful...

If you are injured in a car accident as a passenger, you have the ability to file a claim under the at-fault driver's auto insurance policy. In some cases, you may be able to file a claim against both drivers’ insurers, or pursue a personal injury lawsuit if you are denied coverage. What to Do Immediately After an Accident There are some critical steps to take after a car accident as an injured passenger: Call 911 if...