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What Is the Difference Between Personal Injury and Bodily Injury?

If you are filing an insurance claim or civil lawsuit after an accident caused by another party’s negligence, you have likely heard the terms personal injury and bodily injury. Although they sound similar, there are critical differences between the two. The Definition of Personal Injury “Personal injury” is a legal term for a type of civil action that allows a victim to recover damages due to an injury caused by another party. It is a much broader...
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What is a Soft-Tissue Injury?

Any damage to the body’s connective tissues, such as muscles, tendons, or ligaments, is called a soft tissue injury. They can result in immediate pain, swelling, and bruising. Common Types of Soft-Tissue Injuries The most common types of soft-tissue injuries include: Ankle Sprains: Ligaments that support the ankle are stretched beyond their limits and can tear. Back Strain: Injury to the muscle or tendon in the back due to stretching or tearing of a ligament. Whiplash: The...
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Insurance Demand Letter Response Time

Waiting for an insurance company to respond to a demand letter can be stressful. In Nevada, insurance companies are allowed 30 working days to make a decision on a claim after receiving completed proof-of-loss forms. However, there is no law that requires an insurance company to respond to a demand letter, and there are several factors that can delay the amount of time it takes for a response. Best-Case Scenario Hopefully, the insurance company will respond to...
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Can I Claim Personal Injury If I Was at Fault?

Whether you can claim personal injury if you were at fault for an accident will depend on the type of insurance coverage you have and if you were entirely to blame. Total Fault If you were solely responsible for a car accident, it is unlikely that you will be able to file a personal injury claim for damages. Nevada is a fault state, which means the person at fault for a collision is liable for the damages...
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What Happens in a Personal Injury Trial?

If you or a loved one’s personal injury case makes it to trial, you need to know what to expect. Here is a basic overview of the six main phases of the personal injury trial process. Jury Trial or Bench Trial A plaintiff (victim) generally has a right to choose between a jury trial or a bench trial. A bench trial is when a judge determines the outcome of a personal injury case rather than a jury....
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