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How Often Do Auto Accident Settlements Exceed The Policy Limits?

Auto accident settlements exceeding policy limits are uncommon, but can occur in cases involving severe injuries, multiple victims, or bad faith by insurers.  What Does Exceeding the Policy Limits Mean?  Policy limits are the maximum amount an insurance company agrees to pay under a liability policy, based on the coverage purchased by the at-fault party. When damages (losses) exceed these limits, victims may face challenges in obtaining full compensation.  While specific statistics on how often auto accident...
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Can Las Vegas Hosts Be Held Liable for Over-Serving Alcohol?

Nevada’s laws generally do not hold social hosts responsible for the actions of intoxicated adult guests even if they are over-served. However, exceptions exist, particularly when minors are involved. Nevada’s Social Host Liability Laws Nevada law largely shields social hosts from liability for damages caused by intoxicated adults. For example: Liability of Licensed Establishments Under NRS § 41.1305(1), licensed establishments—such as bars, restaurants, and liquor stores—are generally not liable for injuries or damages caused by individuals to...
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Nevada Drunk Driving Statistics [2018-2023]

Las Vegas is a premier vacation destination with a diverse range of attractions, including casinos, entertainment, dining, shopping, natural experiences, and family-friendly activities, all of which draw millions of visitors annually. At Harris & Harris personal injury attorneys in Las Vegas, we emphasize the risks associated with drinking and driving, which poses significant dangers such as severe injuries and fatalities. Drinking and driving poses significant risks, including the potential for severe injuries and fatalities. Consequently, Nevada ranks...
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How To Determine Liability in a Las Vegas Bus Accident

Las Vegas bus accidents can result in significant injuries and damages, making it crucial to determine liability to ensure victims receive fair compensation. Establishing who is at fault involves a thorough investigation and various legal and factual elements. Key Steps in Determining Liability To establish liability, it must be proven that the at-fault party acted negligently, meaning they failed to exercise reasonable care under the circumstances. This involves demonstrating that they owed a duty of care, breached...
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Recovering Damages for Injuries in a Las Vegas Bus Crash

Bus accidents can result in devastating consequences, including injuries and extensive financial losses. In the aftermath of such an incident, understanding the types of damages available to recover is crucial for victims seeking to rebuild their lives. Types of Damages Available in a Bus Accident Claim Medical Expenses Compensation for medical expenses is one of the primary forms of compensation available after a bus accident. This includes coverage for ambulance fees, hospital bills, surgeries, medications, rehabilitation, and...
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