How to Maximize Your Personal Injury Claim
Navigating the personal injury claims process can be complex, and insurance companies may try to minimize their payout. To ensure you receive the compensation you deserve, here are some essential steps from our Las Vegas injury lawyers to maximize your claim.
Seek Immediate Medical Attention
Seeking prompt medical attention not only ensures that you receive the necessary care but also creates a crucial link between your injuries and the incident. The medical records and reports from your doctor will serve as valuable evidence for your claim.
Document the Accident Scene
If possible, document the accident scene and gather as much evidence as you can. Take photos or videos, including any visible injuries, property damage, skid marks, traffic signals, or hazardous conditions that may have contributed to your injuries. If there are any witnesses, try to obtain their contact information, as their statements can be invaluable.
Preserve Evidence
Aside from the accident scene, preserve any evidence related to your injuries and the incident. This includes medical bills, receipts for prescription medications, and any related expenses. Keep track of any missed workdays and keep a journal of your pain level and the impact your injuries have on your daily life.
Hire an Attorney
Enlisting the help of an experienced accident attorney can significantly improve your chances of maximizing your claim. A skilled lawyer will understand what it takes to build a strong claim, negotiate with insurance companies on your behalf, and ensure that your rights are protected throughout the process. Studies show that injury victims who hire an attorney recover three and a half times more in compensation than those who represent themselves.
Refrain From Settling Too Quickly
It is common for an at-fault party’s insurer to reach out to an accident victim to gather information or offer a quick settlement. However, their main goal is to minimize the payout to protect their company’s interests. Speak to an attorney before accepting any compensation, as the initial offer is often unfairly low.
Avoid a Recorded Statement
Avoid giving a recorded statement before consulting an attorney. Insurance adjusters are skilled at asking questions in a way that may lead you to provide answers that can be misinterpreted or taken out of context. Innocent statements could be twisted to downplay the severity of your injuries or imply that you were partially at fault for the accident, reducing the value of your claim.
Calculate Your Damages Accurately
Work with your attorney to accurately calculate the full extent of your damages. For example, medical expenses, lost wages, property damage, pain and suffering, emotional distress, and potential future costs. Understanding the value of your claim helps you avoid settling for less than you deserve.
Be Cautious with Social Media
Be careful about what you post on social media, and refrain from discussing the accident or your injuries before your case is resolved. Insurance companies and opposing attorneys may try to use your posts against you to question the severity of your injuries or the veracity of your claims.