Whether you are traveling for business, enjoying a vacation, or temporarily using a rental while your car is being repaired, it’s important to know what steps to take and what to expect if you find yourself in an accident with a rental car. That’s where a dedicated Las Vegas rental car accident attorney comes in, providing the guidance and support you need to secure fair compensation and justice.
Who is Liable for a Rental Car Accident?
Liability for a rental car accident can involve several parties depending on the circumstances of the crash, such as:
- The Rental Car Driver: Typically, the driver of the rental car is primarily responsible if they were negligent or at fault for the accident.
- The Rental Car Company: If the accident was caused by a mechanical failure or maintenance issue, the rental car company might be held liable for failing to properly maintain the vehicle.
- Other Drivers: Other drivers involved in the accident may share liability if their actions contributed to the crash.
- Third Parties: In some cases, liability may extend to third parties, such as vehicle manufacturers if a defect contributed to the accident.
Determining liability often requires a thorough investigation, including reviewing police reports, eyewitness statements, and vehicle maintenance records.
Who Actually Pays for Damages?
When a rental car accident occurs in Las Vegas, determining which insurance policy pays for the damages can involve several factors. Here’s a breakdown of the primary sources of coverage:
Personal Auto Insurance
- Liability Coverage: If the at-fault driver has personal auto insurance, their liability coverage typically extends to rental cars. This means their policy can cover damages they cause to other vehicles or property.
- Collision and Comprehensive Coverage: If you have these coverages, they may also extend to your vehicle or rental car, regardless of who was at fault.
- Medical Payments Coverage: This can help pay for medical expenses for you and your passengers.
Rental Car Company Insurance
- Collision Damage Waiver (CDW): This optional coverage from the rental car company can cover damage to the rental vehicle, but it usually doesn’t cover liability for injuries or damages to others.
- Supplemental Liability Insurance (SLI): This provides additional liability coverage beyond personal policy limits, covering damages caused to others.
- Personal Accident Insurance (PAI): This covers medical expenses for the driver and their passengers.
Credit Card Benefits
- Rental Car Insurance: Many credit cards offer rental car insurance as a benefit when the card is used to pay for the rental. This typically provides secondary coverage, which kicks in after personal auto insurance.
Other Driver’s Insurance
- At-Fault Driver’s Insurance: If another driver is at fault for the accident, their liability insurance should cover the damages and any injuries sustained.
Common Causes of Rental Car Accidents in Las Vegas
The most common causes of Las Vegas rental car accidents are as follows:
- Unfamiliarity with the Vehicle: Drivers may not be fully accustomed to the handling, size, or features of the rental car.
- Navigating Unfamiliar Roads: Travelers often rent cars in new locations, which can lead to confusion and mistakes on unfamiliar roads.
- Distracted Driving: Trying to use GPS, adjusting controls, or simply being preoccupied with trip logistics can lead to distraction.
- Fatigue: Long travel days and jet lag can contribute to driver fatigue, increasing the risk of accidents.
- Impaired Driving: Vacationers may consume alcohol and then drive, leading to impaired driving incidents.
How a Las Vegas Rental Car Accident Lawyer Can Help
Given the complexities of rental car accidents, consulting a Las Vegas rental car accident attorney can be highly beneficial. An attorney can help:
- Investigate the Accident: Gather evidence, review police reports, and determine fault.
- Navigate Insurance Claims: Work with insurance companies to ensure fair compensation for damages and injuries.
- Represent Your Interests: If necessary, represent you in legal proceedings to resolve disputes or claims.
Contact Us Today
Rental car accidents can be daunting unless you have a trusted Las Vegas rental car accident attorney on your side. Call 1(800) 393-3235 or message Harris & Harris Injury Lawyers today to arrange a free consultation and discuss your legal options.